Military Veteran Real Estate Agents in Gateway, CO
Thanks for visiting MilPCS. We built this website and business around the belief that military members should own a piece of the country they serve. For this reason, we’re taking care of everything and ensuring they find a home that fits just right. We strive to ensure every one of our partners is skilled in the VA loan product and transaction. It makes the experience seamless, stress-free, and stellar for our veteran clients. What’s an active-duty family’s most significant question when they have a PCS move? We’re here to help, and we’re pleased to serve the need behind that question. Our Realtor network consists of Veterans, Military Spouses, and MRPs. You can count on Top VA mortgage agent to guide the application process. From loan to home, we’ve got you covered. Visit the link below to find a home near your duty station. Our founders believe service members should own a part of the country they serve and are passionate about helping the military find a home. Grant’s extensive experience in VA loans & lending, combined with Lauren’s accomplished real estate career, has created a one-of-its-kind home search portal. Giving back to the community who selflessly serve our country is essential to Grant and Lauren — that’s why Veterans and military spouses make up a large part of our dedicated Realtor network.
Military moves are unique. That’s why we’ve created MilPCS — a one-stop military home search portal. VA mortgage experts, specialized military Realtors, and custom site tools will help guide your search so that you can find a home that fits just right. The financial planning of a move can seem daunting. That’s why we have top VA mortgage experts dedicated to ensuring service members get the most out of their hard-earned benefits. So, if you’re searching for Military Veteran Real Estate Agents Gateway, CO, give us a call…
Military Veteran Real Estate Agents Near Gateway, CO Related Post
What Rank is Needed to Live Off Base in the Military?
The living situation of a military member isn’t as complicated as many assume. A few variabilities depend on the person's service and rank. If you or [...]
Understanding VA Loan Options
VA loans are some of the best sources of financial aid for military personnel who have to move because of their MilPCS order. These loans often [...]
What is PCSing in the Military?
If you are a service member, chances are that you have heard of the term PCS-ing. This popular relocation order demands you to move to another [...]
Buying a Home While on Active Duty
Owning property or a home can be an amazing investment. At the same time, it can be a source of great stress depending on where you are in your life. Being a homeowner means you won’t have to pay rent anymore, and you can feel safer regarding your future. Unfortunately, homeowners will also have financial obligations that could be overwhelming.
Before becoming a homeowner, you should talk to your military lender about your options. Before deciding, you should also carefully weigh the pros and cons of owning vs. renting. This isn’t the type of decision to be made in a rush.
Tips for Buying a Home on Active Duty
To avoid being over your head, you must be very careful about your budget. As a general rule, the total cost of the house you’re interested in buying should not exceed 2.5x your annual income. Regarding your mortgage, you shouldn’t borrow more than 50 to 80 percent of your home’s value. In fact, 80% might be stretching it. Your monthly payments should be less than 35 percent of your income.
Don’t forget about possible VA home loans. These loans are available to veterans, active members that have over 90 days of active duty under their belts, and spouses of deceased military members. Talk to your lender about whether you can apply for a VA home loan. Getting a VA home loan can make your life easier when investing in a new home.
Before committing to buying a home, consider whether it would be better to rent. Each option has its pros and cons, and no rule applies to everyone. It will all come down to personal variation and preferences.
When you rent, you won’t have to pay for maintenance. As a homeowner, however, maintenance will be your responsibility and can prove costly. Renting also means no up-front costs or down payments and possibly lower monthly fees. A major advantage to renting while in the military is that you never know when you’ll need to move. PCS or permanent change of station can lead to uprooting your life and moving elsewhere for months. Renting is more flexible and will do the packing and moving easier.
Being a homeowner has its perks too. First of all, you can personalize and modify your home however you like. Secondly, it’s an investment and security. Having your own home can give your family a much-needed sense of security. It can also be a source of income if you decide to sell your home later. Tax advantages are also possible for homeowners. For those in the military, PCS doesn’t have to be distressing. While you’re away from the home you own, you can rent it out. However, this is easier said than done, as the process can be challenging and time-consuming. Additionally, some people don’t feel comfortable renting out their properties to strangers for months.