VA Loan Specialist in Cherry Creek, CO
Thank you for visiting MilPCS. We built this website and business around the belief that military members should own a piece of the country they serve. For this reason, we’re taking care of everything and ensuring they find a home that fits just right. We strive to ensure every one of our partners is skilled in the VA loan product and transaction. It makes the experience seamless, stress-free, and stellar for our veteran clients. Our Realtors are Veterans, military spouses, and Military Relocation Professionals — that’s why your move is always in good hands. You can always count on Top VA mortgage experts to guide the application process We are so grateful for our customers and even more grateful to be able to fill a need in their lives. Thank you for choosing us! Our Realtors go all-in for our service members. That’s because most of them have military backgrounds, and they get what goes into the PCS process. If you know someone who fits this description and would be interested in joining our referral network, we’d love to hear from you.
Military moves are unique. That’s why we’ve created MilPCS — a one-stop military home search portal. VA mortgage experts, specialized military Realtors, and custom site tools will help guide your search so that you can find a home that fits just right. The financial planning of a move can seem daunting. That’s why we have top VA mortgage experts dedicated to ensuring service members get the most out of their hard-earned benefits. So, if you’re looking for VA Loan Specialist Cherry Creek, CO, let us know how can we help.
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What to Consider Before Buying a Home?
Are you in the military or a veteran and considering buying a home? Buying a home is certainly one of the most exciting things you can do. It’s an investment and a place for you to grow with your family and loved ones.
The important thing is to not rush into it. Buying a home can be exciting, and you can feel eager to take the first step in the process immediately. We’re here to give you a few things to think about before you proceed. These ideas aren’t to dissuade you from buying a home but rather to make you more prepared.
Things to Consider Before Buying a Home
The first thing to consider is permanence. How long do you expect to remain in the same area? PCS can uproot your life from one state to another in the blink of an eye. Assignments are usually three years long. Flipping houses isn’t common anymore and certainly isn’t easy. If you’re fine with renting out your home while away for several years, then buying a home might be a good idea.
Secondly, consider questions about the property you’re buying. Do you want a house with a big lawn? Are you ready to take care of the lawn and provide the place with proper maintenance? Do you want to live in the suburbs?
When it comes to finances, you must make sure your credit reports look good. Having good credit reports can help you get better rates. Don’t rush into buying just because you found a good deal. A small percent difference in credit can save you thousands of dollars when buying a home.
Taking advantage of buying a home to lower your taxable income is well within the law and highly recommended. Mortgage interest is tax-deductible, and the money you pay can lower your taxable income. For example, those with a 60 thousand dollar income and pay 10 thousand dollars in interest and another 2 thousand dollars in property tax can lower their taxable income to around 48 thousand dollars.
Talk to your lender about what you can and can’t afford. Your lender can help you formulate a plan according to your annual income to help you live comfortably. You don’t want to spend too much money on our new home to the extent that living every month becomes difficult. At the same time, you don’t want to spend too little and end up investing in a small house that makes you feel like the trouble wasn’t worth it. Balance is key when deciding here.
Buying a home can be one of the best decisions you make in your life. These major decisions, however, should never be made quickly. You should talk to your loved ones, accountant, and lender about what would be best. Only after having everything in order and weighing all the pros and cons should you make a decision that can change your life to the better.