Realtors in Montbello, CO
Welcome to MilPCS. We built this website and business believing that military members should own a piece of the country they serve. For this reason, we’re taking care of everything and ensuring they find a home that fits just right. We strive to ensure every one of our partners is skilled in the VA loan product and transaction. It makes the experience seamless, stress-free, and stellar for our veteran clients. Farm, beach, city, countryside no matter where you’re moving, our national network means that you’ll always have access to a local area expert who is a Veteran, Military Spouse, or military relocation pro. We are so grateful for our customers and even more grateful to be able to fill a need in their lives. Thank you for choosing us! Our founders believe service members should own a part of the country they serve and are passionate about helping the military find a home. Grant’s extensive experience in VA loans & lending, combined with Lauren’s accomplished real estate career, has created a one-of-its-kind home search portal. Giving back to the community who selflessly serve our country is essential to Grant and Lauren — that’s why Veterans and military spouses make up a large part of our dedicated Realtor network.
Military moves are unique. That’s why we’ve created MilPCS — a one-stop military home search portal. VA mortgage experts, specialized military Realtors, and custom site tools will help guide your search so that you can find a home that fits just right. The financial planning of a move can seem daunting. That’s why we have top VA mortgage experts dedicated to ensuring service members get the most out of their hard-earned benefits. So, if you are searching for Realtors Montbello, CO, give us a call…
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Should You Buy a Home While on Active Duty?
Buying a home is a complicated decision to make for civilians. You can imagine that it’s much tougher for those on active military duty. For civilians, buying a home involves questions like, is the money available? What if we want to move in a decade or so?
The decision is tougher for military members because they have other factors to consider. PCS or permanent change of station is one thing that has to be considered. What if you’re assigned to a new station next year? Do you know where you’ll be next Christmas? Since houses are big investments, buying a home will take time and thought.
Having your own home can provide you with a strong sense of security. You’ll have a place that’s yours where your children can grow up, and your dogs can run around. A house is also an asset that can be sold down the line for profit if you decide to buy a home while on active duty; we have tips to help you.
Tips for Buying a Home While on Active Duty
Budgeting is important because you don’t want to lose your depth. Generally, your home shouldn’t cost more than 2.5 times your annual income. If you’re going to have a mortgage, try not to borrow more than 80% of the cost of the house you intend on buying. These two simple rules can help keep you out of trouble.
It’s never wise to rush into buying a home. You need to consult a financial advisor on whether or not it’ll be feasible for you and your family, as it’ll be a major investment that could affect your finances for years. Location is another factor to consider. Always make sure that you’re buying a home in an area where you can see yourself living for a very long time. The schools in the area should also be up to your standards since your children will get their education there. Deciding on the area is a long conversation that you’ll have with your loved ones.
Buying vs. Renting
Buying a home has many advantages when compared to renting. First of all, it’ll be your place for life. You’ll own it and will get to personalize it the way you want. You may be eligible for tax advantages too. With buying a home comes a sense of security for the future.
Renting has its advantages, like not having to take care of maintenance, but it’s just not the same. Most people who buy their homes will tell you they don’t regret making that decision. At the end of the day, it’s not a one-size-fits-all. We all have our commitments, finances, and preferences.
Deciding to buy a home isn’t something that you can make up your mind about overnight. The decision requires time and consideration. This is even truer for those on active military duty, as there are more variables involved.